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Credit scoring & collection

AI that keeps electric fleets financeable.

InCharge helps lenders and fleet operators scale EV financing while keeping defaults and costs under control — with an AI scoring engine and an automated action engine built for riders on the ground.

A boda-boda rider checking his phone on a busy street
How it works

AI-based scoring & action engines

Two engines that work together to help organisations grow their fleet while managing defaults and cost.

01

Scoring Engine

Fill out an AI Snapshot template and get insights within 60 seconds. InCharge builds a data lake for real-time monitoring, then scores and segments riders on payment, safety and effort — surfacing early warnings before a loan goes bad.

  • AI Snapshot in 60 seconds
  • Real-time data lake & monitoring
  • Scoring on payment, safety & effort
  • Early-warning signals
02

Action Engine

Automate rider communication — notifications, warnings and training — and let a “Tech & Touch” approach recommend the right follow-up action for your team, so intervention happens at the right moment.

  • Automated notifications & warnings
  • In-app rider training
  • “Tech & Touch” next-best-action
  • Team follow-up recommendations
“We see InCharge as the company that will bring AI to managing Boda Riders.”
Job Muriuki · Platcorp
Team

Built by operators and builders

Portrait of Anshul Patel

Anshul Patel

Co-CEO & VP Sales

Portrait of Michiel Berger

Michiel Berger

Co-Founder & CTO

Portrait of Roland Vos

Roland Vos

Co-CEO & Mr Mobility

Let's put your fleet in charge.

Tell us about your fleet or lending book — we'll show you what InCharge can do.